Stern & Montana, LLP provides comprehensive legal and advisory services designed to minimize the impact of fraud on the insurance industry. The Firm offers its clients superior multidisciplinary capabilities specific to the insurance industry and is committed to aid its clients in their fight against fraud. At Stern & Montana, LLP, clients know they will receive first rate services at a fraction of the cost of larger firms. To ensure that the Firm's performance can always be easily evaluated, the Firm provides transparent services whereby, via a secure portal through its website, clients have direct access to their files and status of their cases 24 hours a day. In doing so, the Firm strives to ensure that it abides by its promise to put the client first and provide expeditious quality service.

The Firm provides services relating to all aspects of insurance fraud law. In addition to assisting its clients in identifying and investigating medical mills, the Firm provides advisory opinions concerning emerging schemes to defraud insurers, and what can be done to minimize its clients' exposure, as well as the effect of new legislation on insurers.

In general, for insurance carriers victimized by insurance fraud, the Firm provides an array of comprehensive services combined to assist insurance companies in every facet of their anti-fraud efforts, including:

• conducting first-party and third-party examinations under oath;
• drafting and preparing fraud prevention plans;
• drafting and preparing training manuals for insurers to be in compliance with the foregoing sections;
• facilitating criminal prosecution of fraudulent claimants by acting as a liaison between our clients and law enforcement agencies;
• drafting and submitting reports of suspected fraud to the New York and Florida State Insurance Frauds Bureau for prosecution;
• initiating civil law suits to recover compensatory, punitive and, in some cases, treble damages, based on common law fraud, civil theft, racketeering (RICO), money laundering and other claims sounding in tort and contract;
• prosecuting health insurance fraud, medical-legal mills and organized crime and money laundering rings, staged theft losses, auto theft and arson;
• defending first-party and third-party bad faith litigation and coverage litigation issues;
• working with special investigators to further case development;
• pursuing restitution on behalf of defrauded clients;
• creating, reviewing and improving anti-fraud systems;
• advising clients regarding compliance with federal, state and local reporting requirements concerning fraudulent claims;
• tailoring anti-fraud systems to shield clients to civil liability;
• apprising clients of new trends in the industry; and
• providing summaries of recent federal, state and local legislative enactments, arbitration rulings and court decisions.

Stern & Montana's unique approach, together with its keen knowledge of the tools utilized to combat fraud, distinguishes it from others in the field.

Stern & Montana
Trinity Centre
115 Broadway
New York, New York 10006
Phone: (212) 532-8100
Fax: (212) 532-7271
E-mail: info@stern-montana.com